---
title: UK overdraft rate changes, logged permanently | overdrafts.com
description: Every overdraft rate change we record at the UK banks we track, logged permanently, including the ones banks make quietly. Checked every day.
image: https://overdrafts.com/brand/og-default.png
canonical: https://overdrafts.com/changes/
updated: 2026-08-28
---

# Rate changes

Every change we record, logged permanently, including the ones banks make quietly. Checked every day.

-   28 August 2026 · [Club Lloyds](https://overdrafts.com/club-lloyds/) EAR 27.5% → 29.9%
-   28 August 2026 · [Club Lloyds](https://overdrafts.com/club-lloyds/) buffer £0 → £100
-   28 August 2026 · [HSBC](https://overdrafts.com/hsbc/) buffer £0 → £25
-   28 August 2026 · [Lloyds](https://overdrafts.com/lloyds/) EAR 39.9% → 29.9%
-   28 August 2026 · [Halifax](https://overdrafts.com/halifax/) EAR 39.9% → 29.9%
-   28 August 2026 · [Halifax](https://overdrafts.com/halifax/) buffer £0 → £100

Subscribe: [RSS feed](https://overdrafts.com/changes/feed.xml).

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